Structured Around Financial
Continuity, Not Transactions
Combining financial analysis, portfolio strategy, and ongoing advisory oversight within a disciplined framework for long-term alignment rather than short-term market reaction.
01
We start with a conversation.
02
Together, we uncover the bigger picture.
03
The right foundation is put in place.
04: We stay alongside your financial journey.
05
Your strategy evolves with you.
Where Strategy
Meets Structure
We approach Financial Planning and Investment Advisory as ongoing disciplines shaped around continuity, long-term thinking, and disciplined oversight rather than transactional engagement.
Through structured advisory relationships, we help our clients navigate:
01
Changing Priorities
We align financial plans with changing careers, family priorities, and life goals.
02
Market Cycles
We guide clients through changing market conditions with perspective, discipline, and a long-term investment approach.
03
Evolving Financial Responsibilities
We bring structure and clarity as financial responsibilities become more complex.
04
Long-Term Wealth Decisions
We shape long-term strategies that support wealth preservation and future generations.
Financial Planning
Through Financial Planning, we help our clients build a clearer understanding of their broader financial position and long-term priorities within a structured planning framework.
WHAT WE EVALUATE:
WHAT THIS HELPS TO ACHIEVE:
As priorities evolve over time, we periodically reassess the framework to maintain alignment with changing life stages, responsibilities, and financial objectives.
Our Engagement Models
Our Financial Planning and Investment Advisory services are delivered through two engagement models designed around different advisory requirements. Guided Advisory is our primary offering, while On-Demand Advisory is available for clients seeking periodic strategic counsel.
Both models operate within the regulatory framework applicable to SEBI-registered Investment Advisers.
Guided Advisory
What this helps to achieve:
How the
Relationship Works
We Manage
Clients Retain
Meeting coordination
Full ownership of investments
Reviews and reporting
Complete decision-making authority
Approval workflows
Control over all transactions
Execution support
Visibility into your portfolio
Key Principles
We do not hold custody of client funds.
Our clients retain full ownership and control of their investments at all times.
Both advised and independently managed assets are tracked within the advisory framework to maintain a complete financial view over time.
Fee Structure
The table is for informational purposes only and reflects the modes of charging fees permitted under the Regulations. Billing is quarterly. The fee details will be elaborated upon in the Investment Advisory Services Agreement.
Advisory fees specified under the Regulations and relevant circulars issued thereunder:
Not exceeding 2.5% of AUA per annum per client
Not exceeding INR 1,25,000 per annum per client
Only an accredited investor can subscribe to this mode
How We Navigate the Financial Journey
Introductory Meeting
We begin every engagement with a no-obligation introductory meeting to understand whether there is alignment between the client's needs and our advisory approach.
Discovery Process
Our discovery process takes place across two meetings, where we review our client's financial position, long-term goals, and existing investments at a macro level. We then build an initial financial dashboard around the information shared to establish a clearer view of the overall financial landscape.
Formal Onboarding
Once both parties decide to proceed, we begin onboarding through KYC documentation, an investment advisory services agreement, and completion of a structured risk profiling assessment.
Ongoing Advisory
Through guided advisory, we conduct system-scheduled progress meetings every eight weeks, alongside annual financial analysis reviews, portfolio rebalancing guidance, and documented reporting.
Review and Continuity
We continue to reassess, review, and refine the advisory relationship over time to ensure ongoing alignment with our client's evolving financial priorities and long-term objectives.
One Dashboard.
Complete Visibility
Our advisory relationship is supported by a secure, unified dashboard that brings together financial information, portfolio insights, and ongoing reviews — making it easier for our clients to stay informed and aligned with long-term objectives.
Questions, Thoughtfully Answered
We primarily advise high-net-worth individuals and families seeking a structured, long-term approach to Financial Planning and Investment Advisory. We also work with non-resident investors navigating cross-border financial considerations and currency-related complexities.
Financial Planning focuses on understanding your overall financial position, including assets, liabilities, cash flows, insurance, and long-term objectives. Investment Advisory focuses on portfolio strategy, asset allocation, investment oversight, rebalancing guidance, and ongoing portfolio reviews. The two disciplines often work together within a broader advisory relationship.
Every engagement begins with a no-obligation introductory meeting followed by a structured discovery process. This allows both parties to determine whether there is genuine alignment before entering into a formal advisory relationship.
Our onboarding process is intentionally designed to protect the client before it serves the firm. Rather than rushing into an engagement, we use a structured discovery process to understand objectives, financial circumstances, and expectations. Both parties remain free to step away before any formal commitment is made.
No. We do not hold custody of client funds or assets. Clients retain full ownership and control of their investments at all times. Our role is to provide regulated investment advisory services and ongoing strategic guidance.
Clients enrolled in Guided Advisory participate in system-scheduled progress meetings every eight weeks, alongside annual Financial Analysis Reviews and ongoing portfolio oversight.
Yes. We work with clients across India and internationally, including non-resident investors. Where relevant, we consider cross-border financial exposure, currency dynamics, and jurisdiction-specific factors as part of the advisory process.
Guided Advisory is our primary engagement model. It is an ongoing advisory relationship that includes structured reviews, portfolio oversight, regular progress meetings, reporting, rebalancing guidance, and long-term strategic support.
On-Demand Advisory is designed for clients seeking periodic strategic guidance rather than continuous portfolio oversight. It is generally suited to specific situations where ongoing advisory support is not required.
Advisory fees are governed by SEBI Investment Adviser Regulations and the applicable circulars issued thereunder. The applicable fee structure, billing methodology, and engagement details are explained during the onboarding process and documented within the Investment Advisory Services Agreement.
Yes. Our minimum engagement is generally for portfolios of ₹50 lakhs and above, or a minimum annual advisory fee of ₹50,000 exclusive of GST. Specific suitability and engagement requirements are discussed during the consultation process.
You can submit the consultation form on the website, and our team will contact you to arrange an introductory discussion. The consultation allows us to understand your objectives and determine whether there is alignment with our advisory approach.
Yes. 29k Investment Advisers Private Limited is a SEBI-registered Investment Adviser (INA200000365) and a member of BASL (BASL 1701).
No. Registration granted by SEBI, membership of BASL, and certification from NISM do not guarantee the performance of the intermediary or provide any assurance of returns to investors. Investments in securities markets are subject to market risks, and all investment decisions should be made after carefully reviewing the relevant documents.
Make Financial Decisions With Greater Clarity
Navigating changing priorities or market environments?
Our team is here to understand your long-term objectives, and the path you are looking to build over time.